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Your Source For Crypto Loans & Interest Accounts

Same-Day Accounts • High APY • Flexible Terms

Fiat and crypto loans backed by your digital assets. Compare loan offers and interest accounts to find the best rates and terms for you.

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Welcome to Crypto Lending Advice

Our experts break down the leading sources of crypto-backed loans and high-interest savings accounts available today. Learn the various requirements of different companies and how to qualify, with smart advice on how to find the right fit for your digital assets.

Important Features
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The services we compare provide fiat and crypto loans backed by your digital assets and high-interest savings accounts that pay dividends daily, weekly, or monthly, depending on the service you choose.

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Low Loan Rates
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Standard loan APRs begin as low as around 3%, but as the borrower, you may have the power to negotiate your terms with your loan servicer. That’s the beauty of smart contracts.

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High APYs
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You could earn between 3% and 12% APY on your digital assets just for storing them in a crypto interest account. Your rate of return will vary based on the type of cryptocurrency you store in the account.

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Fiat or Digital Currency
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Borrow or store dozens of supported coins and currencies. You could borrow as little as $100 USD by collateralizing one of your digital assets.

The Benefits
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The benefits of crypto-backed loans are wide-ranging for consumers and investors alike. Tap into the value of your cryptocurrency assets without selling off your coins or worrying about your credit history.

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All Credit Types Welcome

Because loans are backed by your cryptocurrency assets, no credit check or minimum credit score is needed to qualify.

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Tax Deferral

When you borrow against your crypto assets, you avoid the taxes you would pay if you cashed out your crypto.

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Earn Interest

Store your crypto in a free crypto savings account and earn interest, just like a traditional high-yield savings account.

From Our Blog
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Read the latest advice and reviews from our crypto and lending experts.

5 Things to Know About Nexo Loans (2023)  article image
5 Things to Know About Nexo Loans (2023)  article image

5 Things to Know About Nexo Loans

Nexo is a popular crypto lending platform that offers a range of financial services to its customers, including its Instant Crypto Credit Lines. It doesn’t offer traditional lump-sum loans but rather credit lines you can withdraw from at any time for any purpose, though they are collateralized the same as any other crypto loan.  Here’s […]

BlockFi vs. Gemini Credit Card Comparison  article image
BlockFi vs. Gemini Credit Card Comparison  article image

BlockFi vs. Gemini Credit Card Comparison

BlockFi filed for bankruptcy in November 2022 and its credit card is no longer available to new applicants. BlockFi and Gemini are two big names in the crypto industry, and each has released its own credit card product that crypto enthusiasts can appreciate. Here are the differences between each card and our verdict as to which […]

“Is BlockFi Legit?” 13 FAQs About BlockFi (2021)  article image
“Is BlockFi Legit?” 13 FAQs About BlockFi (2021)  article image

Is BlockFi Legit? 13 FAQs About BlockFi

Please note that BlockFi filed bankruptcy in November 2022 and its products and services are no longer available to new customers.  BlockFi is a cryptocurrency lending platform offering simple crypto-backed loans and savings accounts. While there are decentralized alternatives out there, BlockFi accounts are insured and the platform follows strict safety compliance measures. If you’re wondering how […]

5 Things to Know About Nexo Loans (2023)  article image
5 Things to Know About Nexo Loans (2023)  article image

5 Things to Know About Nexo Loans

Nexo is a popular crypto lending platform that offers a range of financial services to its customers, including its Instant Crypto Credit Lines. It doesn’t offer traditional lump-sum loans but rather credit lines you can withdraw from at any time for any purpose, though they are collateralized the same as any other crypto loan.  Here’s […]

BlockFi vs. Gemini Credit Card Comparison  article image
BlockFi vs. Gemini Credit Card Comparison  article image

BlockFi vs. Gemini Credit Card Comparison

BlockFi filed for bankruptcy in November 2022 and its credit card is no longer available to new applicants. BlockFi and Gemini are two big names in the crypto industry, and each has released its own credit card product that crypto enthusiasts can appreciate. Here are the differences between each card and our verdict as to which […]

“Is BlockFi Legit?” 13 FAQs About BlockFi (2021)  article image
“Is BlockFi Legit?” 13 FAQs About BlockFi (2021)  article image

Is BlockFi Legit? 13 FAQs About BlockFi

Please note that BlockFi filed bankruptcy in November 2022 and its products and services are no longer available to new customers.  BlockFi is a cryptocurrency lending platform offering simple crypto-backed loans and savings accounts. While there are decentralized alternatives out there, BlockFi accounts are insured and the platform follows strict safety compliance measures. If you’re wondering how […]

Questions? We Have Answers
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Below are a few frequently asked questions, but if we do not answer your specific query, you can contact us at info@cryptolendingadvice.com for a personalized response.

If you hold cryptocurrency, you may be able to use your crypto as collateral to secure a loan. Once you repay the loan, your crypto assets are returned to you. You can read more about this question here.
This varies by lender, but the most commonly accepted cryptocurrencies are Bitcoin (BTC), Litecoin (LTC), and Ethereum (ETH).
This requirement varies by lender, but if you're looking to get a loan in USD, the answer is usually yes. This is because the lender will transfer the funds directly to your bank account once approved.
No. Lenders vary in the cryptocurrencies they accept, the loan types they offer, and how much they'll lend based on your crypto assets, among other things. Read our reviews to find detailed information on each of the largest lending platforms available today.
Visit our FAQs for more answers.
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